Other Benefits
Atmos Energy offers a variety of additional benefits and programs designed to support your well-being, simplify everyday life, and help you make the most of the resources available to you.
Life Insurance in Retirement
As you approach retirement, it’s important to reevaluate your life insurance needs. Your coverage needs may change over time—you may no longer need the same level of protection, or you may want to ensure continued financial support for your family. Taking time to review your overall financial situation and future goals can help you determine the right level of coverage for the years ahead.
When you retire, your life insurance coverage doesn’t automatically continue but you may have options to keep it. Depending on your needs, you can choose to port or convert your existing coverage through Unum, Atmos Energy’s life insurance carrier.
Port Your Coverage
Porting allows you to continue your group term life insurance after you retire:
- Keep your current Basic and/or Supplemental Life coverage
- Continue coverage for eligible dependents (if enrolled)
- Pay premiums directly to Unum
This option may be a good fit if you want to maintain similar coverage without changing plans.
Convert Your Coverage
Converting allows you to switch your group coverage to an individual life insurance policy.
- Coverage is no longer tied to your employment
- Policy features and costs may differ from your current plan
- Provides a permanent option if you no longer want term coverage
When you retire, Unum will send you information on how to port or convert your coverage. To keep coverage in place, you must 1) complete your application and 2) pay the required premiums within 31 days of your retirement date. If you miss this deadline, you will not be able to elect port or convert options.
Reach Out to Unum
If you need more information or do not receive the notification from Unum, call them at 866-220-8460.
Identity Theft Protection
Atmos Energy partners with LifeLock to help protect your finances, credit, and personal information.
Your LifeLock coverage continues through the end of the month in which your retirement occurs. After that, you can choose to continue your coverage directly with LifeLock and receive a 15% discount on available retail plans.
Once you’ve retired, you can enroll in identity theft protection directly with LifeLock. Plan options, features, and pricing may vary based on the coverage you select.
Learn More
Go to memberportal.lifelock.com or call 800-607-9174.
Add Your Personal Email
To ensure you receive information about continuing your coverage, add a personal email address to your LifeLock account before your retirement date.
Pet Insurance
Atmos Energy partners with the ASPCA® Pet Health Insurance Program to offer discounted pet insurance. All pets age eight weeks and older are eligible with no upper age limits, though pre-existing conditions may apply. ASPCA plans help cover a wide range of care, including:
- Accidents and illnesses
- Chronic conditions (e.g., cancer, diabetes, arthritis)
- Exam fees, diagnostic imaging, and lab tests
- Hospitalization, surgery, and rehabilitation
- Prescription food, supplements, and chemotherapy
Plus, a 24/7 nurse line is available for added support.
| Plan Feature | Options |
|---|---|
Annual deductible | $100, $250, $500 (Additional deductible options are available over the phone.) |
Reimbursement percentage (after deductible) | 70%, 80%, or 90% |
Annual limit | $2,500, $5,000, $7,000, or $10,000 |
Optional Coverages |
|
How It Works
Enroll
Choose the coverage, deductible, and reimbursement level that fits your needs. You can enroll anytime.
You pay ASPCA directly for pet insurance—payments are not made through payroll deductions.
Get Care
Visit any licensed veterinarian, specialist, or emergency clinic in the U.S. or Canada and pay for services.
Submit a Claim
File a claim through the ASPCA Member Center from your computer or mobile device—or by using the app.
Get Reimbursed
Receive quick reimbursement by check or direct deposit into your bank account. (Reimbursements take into account the deductible and coinsurance for your plan.)
Learn More
- Go to aspcapetinsurance.com/atmosenergy or call 877-343-5314. Use group code: EB25AtmosEnergy.
- Click here for the full terms and conditions.
