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Other Financial Resources
Atmos Energy offers a range of tools and resources to help you make informed financial decisions. From personalized investment guidance and retirement modeling tools to financial wellness resources, you have access to support that can help you plan, adjust, and move forward with confidence at every stage.
Find a Financial Advisor
If you don't already have one, a financial advisor can help you evaluate your options, understand tax implications, and build a plan that fits your specific needs. When selecting an advisor, look for someone who takes time to understand your goals, clearly explains your options, and acts in your best interest.
GuidedChoice
GuidedChoice offers objective, personalized retirement guidance at no cost, or optional account management services for an affordable annual fee, helping you make confident decisions about your 401(k)/RSP.
If you are already enrolled with GuidedChoice, you can continue to have them manage your investments into retirement.
If you elect to have GuidedChoice manage your account in retirement:
- The fee is 0.35% ($3.50 per $1,000) of your RSP account balance up to a maximum annual fee ($350), not including the value of any Atmos Energy stock. The fee is deducted from your RSP account quarterly. Once the fee is deducted from your account, it will not be refunded.
- You cannot make changes through T. Rowe Price. Contact GuidedChoice to make changes.
If at any point you no longer wish to have GuidedChoice manage your account, simply call them at 800-242-6182 to remove them as your advice provider. You will then be able to make changes through T. Rowe Price again.
If you are within three years of retirement, GuidedChoice offers an innovative retirement income tool to help you manage the retirement dollars you’ve built during your working years and make it last. If a retirement date isn’t selected, the system’s default retirement age is 65. However, you can change your retirement age in the system at any time and select a retirement date within three years for modeling purposes. Click here to learn more.
Resources through T. Rowe Price
T. Rowe Price offers a variety of resources to help you plan for retirement and stay on track with your savings strategy. To access the resources below, log in to your T. Rowe Price account.
Through T. Rowe Price, the Retire With Confidence® program offers a free Confidence Check-In® conversation with a certified financial expert. They provide objective education and answer your questions, but do not recommend specific investments.
You’ll also have access to personalized tools and resources, including:
- Videos and articles
- Webinars and educational content
- Interactive tools based on your account
Click here to learn more or to schedule a session, call 855-733-4763.
Estimate how long your savings may last and how different withdrawal strategies can affect your income over time.
(Looking for the PAP Retirement Modeler tool? Click here.)
Explore different scenarios to better understand how your savings may impact your financial security.
Attend live webinars and tools focused on managing income in retirement, including strategies for withdrawals, taxes, and making your savings last.
Financial Wellbeing Support
Through Magellan Healthcare’s Employee Assistance Program (EAP), you have access to financial support designed to help you manage your money with confidence in retirement. Whether you’re creating a retirement income plan, managing expenses, navigating taxes, or adjusting to changes in your financial situation, resources are available to support you.
Magellan Healthcare’s Financial Wellbeing program is confidential. Your information is not sold or shared with your employer or any third parties.
Meet with a certified Money Coach who can help you manage your income, adjust your spending strategy, and make informed financial decisions in retirement. Magellan’s Money Coaches provide confidential, unbiased guidance and do not sell products.
Receive up to three free 30-minute phone consultations per topic per year for support with:
- Managing retirement income and withdrawals
- Budgeting and day-to-day expenses
- Debt and credit
- Taxes, estate planning, and legacy planning
- Supporting family members or major life changes
- And more
Take an assessment to better understand your financial habits and how they may impact your long-term financial wellbeing.
Access premium financial content, including events, videos, articles, and calculators.
Get Started
Visit the Financial Wellbeing section of member.magellanhealthcare.com or call 800-424-1768 to schedule a session. Money Coaches are available Monday through Friday, 8 a.m. to 10 p.m. CT.
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Beneficiaries
Having beneficiaries on file for all of your benefit plans is critical. Review and update your beneficiaries today. Click here for instructions.
Protect Your Finances from Identity Theft
Identity theft can have a serious financial impact. Take advantage of available resources to help monitor, detect, and respond quickly to potential threats. Explore identity theft protection resources here.
